We saved $612 a year just by moving our home and auto to the same carrier. The QuoteMe agent made it completely painless — one call, everything sorted.
California insurance bundles
Stop paying too much. Compare home and auto bundles.
Your home and auto could cost less together. Start in seconds and compare California insurance bundles from multiple carriers with a licensed professional.
Partnered with the best
The math behind bundling
What bundling typically saves
Carriers reward multi-policy customers with discounts on both policies. The numbers below are representative — actual savings depend on your profile, carrier, and state.
Auto policy — standaloneSample annual premium$1,740
Home policy — standaloneSample annual premium$1,280
Unbundled total$3,020
Bundled with same carrierAvg. 20% multi-policy discount applied$2,416 saves $604/yr
- Carriers prefer multi-policy customersInsurers reduce risk when they hold multiple policies for the same household, and typically pass those savings to you.
- One renewal, one relationshipFewer contacts, fewer renewal dates, and a single agent who understands your whole coverage picture.
- Discounts compoundBundle savings stack with good driver, safe home, loyalty, and auto-pay discounts — for larger overall reductions.
Available discounts
Common ways to reduce your premium
Availability, stacking rules, and exact percentages vary by carrier and state. A licensed agent can identify which apply to your situation.
Multi-policy bundleUp to 25% savings
Discount applied to both auto and home when placed with the same carrier. The most common way to reduce total insurance costs.
Good driverUp to 20% savings
Clean driving record with no recent at-fault claims or major violations over the past 3–5 years.
Multi-vehicleUp to 15% savings
Insuring more than one vehicle under the same policy or with the same carrier.
LoyaltyUp to 10% savings
Discount for renewing with the same carrier year over year. Often increases the longer you stay.
Safe home featuresUp to 8% savings
Security systems, smoke alarms, updated roof, and other mitigation features that reduce claim risk.
Paperless & auto-payUp to 5% savings
Small but stackable: enrolling in electronic documents and automatic payment often qualifies for an additional reduction.
The request process
How to bundle through QuoteMe
One short request for both coverage types. Choose your bundle and share your ZIP code, name, email, and phone.
Choose your bundle
Select Auto + Home or Auto + Renters so we know what you want to protect.
Tell us how to reach you
Enter your ZIP code, name, email, and phone once. Review the contact disclosure and submit.
A licensed agent reviews both
Your request goes to a licensed professional who can help compare carriers offering both policies.
Customer stories
What bundling looks like in practice
Representative experiences from customers who bundled coverage through QuoteMe.
I didn't know bundling was even an option until the QuoteMe agent mentioned it. Ended up saving more on my home policy than I expected — and the auto discount didn't hurt either.
QuoteMe made switching straightforward. Our agent compared three carriers side by side and explained exactly where the savings were coming from.
Ready to bundle?
Get matched with carriers that offer both policies.
Answer one guided request for auto, one for home. A licensed agent will review them together and present the best combined options.
No obligation to buy. No fee to compare.
Good to know
Bundle questions answered
Can I bundle home and auto with any carrier?
Not every carrier offers both products in every state. QuoteMe helps identify carriers that write both in your area and can price them together.
Do I have to submit two separate requests?
No. Choose your bundle and enter your ZIP code, name, email, and phone once. Both coverage types are included in one request.
Is the bundle discount guaranteed?
No. Discount availability, eligibility, and the amount applied vary by carrier, state, and individual profile. QuoteMe provides the context; carriers determine final pricing.
What if I already have one policy and want to add the second?
That's a common situation. Let us know in the request notes. An agent can evaluate whether switching both or adding only the second policy makes more sense for your situation.
Does bundling affect my coverage limits?
No. Each policy retains its own coverage structure. Bundling affects the premium discount, not what the policy covers or your chosen limits.